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Our Warranties
All of our qualifying standard residential inspections come with
6 Months of FREE warranty coverage!
We offer inspection warranty protection
with 6-months of coverage
for electrical, mechanical, and plumbing items
listed in your inspection report,
including structural/roof, appliances,
and HVAC systems
Warranties are underwritten by Summit Warranties
Structural & Mechanical Warranty
Foundation coverage is limited to poured Concrete & Block wall foundations only. The Plan also covers floor joists, plates and load-bearing walls. $250 deductible up to $2,600 in coverage per incident.
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Plumbing: Water lines, faucets, water heaters, drain lines, gas lines. Electrical: Main service panel, secondary service panel and wiring. Appliances: Kitchen Appliances including but not limited to oven, range, dishwasher, built-in microwave, trash compactor, washer/dryer and garbage disposal. Heating/Air (HVAC): Furnace, air conditioner (condenser and blower),and thermostats. *There is no age limit to qualify for coverage.
5 Year Roof Protection Plan
We offer extended roof protection with 5-year coverage options on your inspected roof for any new leaks. Coverage is applicable for all standard roof types regardless of state.
Roof coverage within the basic structural plan is for the repair of leaks to your home's roof and is not applicable, and cannot be used for or towards a roof replacement. Roof leak repairs apply to all roof types but exclude any separate structures from the home. The Plan does not include replacement of bad, chipped or cracked shingles or tiles, items called out in the home inspection report or leaks occurring from an item identified in the home inspection report. Roof repair is for leaks only and does not cover a roof replacement. There is a per leak deductible of $500 and an aggregate limit of $3,100 per property. This contract covers only the items not specifically listed in your full home inspection report, subject to the terms and conditions herein. If your inspector noted damage, cracked tiles/damage shingles, leaks, improper installation, or worn materials, it is the responsibility of the homeowner to remedy these conditions regardless of if an opinion is offered regarding "cosmetic" only damage. This Plan will not cover leaks in the specific areas that were called out in the inspection report. This is not a policy of insurance, and as such, consequential damage from a leak is not covered. Damage from outside influence (fire, flood, lightning, hurricane, hail, etc.) is not covered by this plan and should be reported to your homeowner's insurance company. Repairs necessary as the result of abuse, neglect, or lack of maintenance are not covered by this plan.
Leak repairs shall be covered only when the cause of the leak is normal wear and tear or deterioration. The homeowner is responsible for the cost of a roof replacement when needed. This plan was delivered to the homeowner free of charge by their home inspector. The plan is serviced by Summit Warranty Corporation with its principal offices located in Indiana. Any action, including complaints, legal disputes, or compliance requests, shall be made in Hamilton County, in the State of Indiana. This plan is non-transferable. It shall be used only for the benefit of the purchaser of the property as listed on the full home inspection report and only for the subject property of that report.
Sewer Supply and Drain Line Protect
Homebuyer must have a sewer scope performed as part of the inspection in order to have protection against any new arising issues not found during the scope.
This warranty is valid and applicable only if you receive a sewer scope in conjunction with your full home inspection.
During the plan term, only the specific affected portions of the system (not entire line replacement) are covered against failure due to normal wear and tear and does not cover for:
a. Acts of nature such as, but not limited to, earthquake, floods, sinkholes, etc., b. Damage resulting from owner neglect or misuse, c. Damage resulting from defective or recalled materials, d. Remediation necessary due to any code violations or enforced repair, e. Repairs for damage existing prior to the home purchase, f. Any lines that are shared or joined to a separate property, g. A home being renovated, or h. If cause of failure was due to underground lines at improper depths.
Inclusions: 1. Outside the dwelling Water Supply Line - The water service line from the point of the utility company's connection to the point of the water meter, or main shut off line inside the home. Inclusive of well water lines, but excluding those existing more than 6 feet below ground level. 2. Outside the dwelling Sewer or Septic Line - The covered portion of sewer/septic line runs from the point of the home's exterior wall to the point of connection to the sewer/septic utility company's system/network.
Coverage is up to $2,000 aggregate for all incidents with a $250 deductible applied to each incident. Any damages or incidents specifically called out in the inspection report, or as part of the separate sewer scope findings, are not covered under this plan. This warranty is intended to cover line breakages, collapses, and significant leaks that affect the functionality of the home's sewer and water systems that were not discovered or were not present at time of sewer scope by the home inspector.
Clogs of any kind are excluded, and all related repairs are the responsibility of the homeowner. This plan does not cover secondary or consequential damages from a line breakage.
Plan issuer reserves the right to have its own contractor review any diagnosis or estimate and bid on any project covered under this agreement. Plan issuer will have final decision on which acceptable estimate is used for the covered portion of repair.
New Mold Protect
Our mold plan covers your homebuyer for the treatment of any new mold appearing in your inspected areas.
This plan is designed to cover remediation expense for new visible mold in your home that was not present at the time of the full home inspection. Plan covers new visible (must not have been hidden and must have been in plain sight, and accessible, by the home inspector at the time of inspection) mold on surfaces permanently installed in the subject property that was visually seen by the inspector at the time of inspection. Coverage is up to $2000 in aggregate with a $250 deductible for each affected area. Only new visible mold growth that occurs after the date of the inspection is covered. This plan covers new mold remediation and not repair or replacement of items damaged due to the mold. This policy does not cover mold resulting from an insurable event including, but not limited to, floods, rain/water intrusion, or any other peril event.
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There are exclusions from this plan and are not limited to the following: 1. Remediation of any mold that occurred before the start date of this agreement, 2. Remediation in the event that the new mold was caused by neglect, or actions caused by homeowners and/or third parties. 3. Any home that is being renovated, 4. Mold caused by acts of nature including floods, hurricanes, landslides or by plumbing line breakages, etc, 5. Any post inspection removal or damaged walls or floors that exposes previously unseen mold even if wall removal was necessary to complete a full remediation of the new visible mold. Plan covers only the remediation of mold, and will not cover any medical issues, lodging or lost time expenses related to mold, mildew, or any other organic growth.
Radon Remediation
If you perform a radon test with a safe result, and a secondary test is performed within the coverage period that is unsafe, we will cover the cost up to the limit to install a mitigation system.
This plan is applicable only in conjunction with a full home inspection and when your home inspector's radon test is the first and only radon test done in the preceding six-month period and those results came in at or below 3.9 PCi/L and no action/recommendation was needed for a mitigation system. The results, under this plan, are warrantied for aa period of 6 months from the date of the full homeinspection.
This warranty plan is your protection in the event your radon levels are not found to be at or below 3.9 PCi/L Should a properly licensed professional run a subsequent test during the 6 month coverage period, and the results are over 4.0 PCi/L, this plan will pay the cost towards a mitigation system up to $1500 and after a deductible of $0 is met. Plan issuer reserves the right to perform a secondary test to confirm the validity of results at its own expense. If the subject property has been modified in a way that could impact the test results way plan will be void.
Coverage becomes effective on the day of the home inspection report and is in effect for a period of 6 months thereafter. Policy is not transferrable to any other party or property or in the event of a transfer of ownership.
All plan coverages becomes effective on the day of the home inspection report and is in effect for a period of 6 months thereafter. This Plan is not transferrable to any other party or property. This warranty, and all related disputes, shallbe interpreted and enforced in accordance with the laws of Hamilton County in the State of Indiana without reference to, and regardless of, any applicable choice or conflicts of law principles.
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This plan agreement is for repair and reimbursement of any defects discovered during the coverage period on items that were inspected and noted to be in good working order at time of inspection. This plan will not cover any items that were not inspected and said to be in good working order. If it is recommended that t aa specialized professional be consulted, this plan will not carry coverage. The property owner or agent may contact any certified or licensed professional of their choice to do initial assessment. Summit reserves the right to request additional repair estimates.
Administered by: Summit Warranty Corp, an Indiana Corporation 13398 Tegler Dr. Suite 120, Box 132, Noblesville, IN 46060 Call or Text: 317-824-9444
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Need to Submit a Claim
Go to www.summitwarrantyclaims.com and create a secure account and login credentials. (claims will not be accepted via phone or email) Once your account is created and email verified, claimant willclick on "Submit New Claim"and complete all required fields. All claims will require submission of the original FULL home inspection report (all pages) and a detailed estimate breaking out parts, labor as well as cause of the failure determined by a licensed or certified expert. (Summit Warranty Corp reserves the right to request up to two additional estimates). The estimate must include contact information for the contractor. You will receive a notification that the claim was successfully submitted.